Sir, thanks for your reply. Despite being merit and MBA from UK its been 5 years I am unable to secure job for myself. Till date i must have applied more than 1000 jobs and gave interview at so many places. But no success, I also strike 30 on this june and only receives marriage proposals from divorcees. Sir, the calls from banks for education loan and when i see my father repaying it from his pf is really disturbing.