Your career house is very weak and it is very unlikely that you will get a job in a firm or the govt. And even if you get one you will not be happy to work under someone. But you will succeed well if you start something on your own for which there are many options these days and the banks are ever ready to advance you money for new startups. You may get even 30% returns or more. Read my blog for details on how I have arrived at such a conclusion.