Settlement of both of you is overseas only, but because the period that you are going through you will face problems in your life. From your horoscope I could see that because of Guru and Rahu forming the Guru chandal dosha problems will be there to the husband, because Jupiter is the signification of marriage. That is why I suggested the Puja. Also in your husbands horoscope there is Kaalsarp dosha. He is in the Mahadasha of Sun and antardasha of Ketu. Getting the Kaalsarp puja done will remove the obstacles he is facing in his life.