Yes it is quite probable that your father will have a change of residence around January 2016. As regards clearing debts, all of us will ever remain a debtor from birth to death and there is no compulsion that these debts be cleared once and for all before we die. All debts and credits will be carried forward for the next life unless of course he attains salvation. Read my blog to get some insight into astrology navagrahastro.blogspot.in
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