Your house of gains is more potent than your career house. So whatever job you do, you will earn more than what you really deserve. So whichever college you do your higher education in will not matter much for your chances of getting a good job.
What do you think is the reason for your emotional stress in your own words. I do not know how to evaluate it using astrology. And you are 54 and at that age it is natural to have emotional stress in family which most of us have to undergo. It is like a male menopause period when we do have such feelings.