Your Sun, Moon, Mercury and Venus are powerless as per your horoscope and this in turn has made your 12th, 9th and 2nd house very weak and these are causing all the problems in your life. Your period starting from 2014 is not very favourable and is going to last for some time to come. Read my blog navagrahastro.blogspot.in to understand my reasoning. When you work for ₹10, your returns will be only worth ₹7 and you will have quite a lot of wasteful expenditure, Losses etc. too. Also read my article “Are there remedies in Astrology”.