Your lagna is Vrischika.
There are many planets in 12th house.
Kuja,sukra,Budha and Ravi are in 12th house,
Since February 2015,you are running Guru period.
Guru is very good and exalted in 9th house.
Moon is also very good.
YOur difficulties are due to kuja and ravi
in 12th house.
Do penance for one or two years. email@example.com